• Nigeria

  • Permanent

  • Full-time

Smart Partners Consulting Limited – Our client in the Finance and Investment sector is currently recruiting qualified candidates to fill the position below:

Job Title: Credit and Risk Analyst

Location: Lagos

Employment Type: Full-time

Job Summary

  • The ideal candidate will evaluate the financial status of potential customers, monitor existing clients, perform risk assessments, write detailed reports, and make informed decisions while extending loans.
  • The ideal candidate should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.


  • Evaluate loan applications and documentation by confirming credit worthiness.
  • Improve loan applications and documentation by informing applicant of all requirements.
  • Analyze the financial viability of client’s requests.
  • Conduct preliminary interviews with loan applicants.
  • Review all loan documents and agreements to make sure these are all complete, valid and in accordance with the company’s guidelines.
  • Assess the credit worthiness of existing or prospective clients.
  • Ability to make informed decisions backed by sound assessment.
  • Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
  • Embark on risk assessment analysis.


  • HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.
  • 3- 9 years cognate experience as a credit and risk analyst in Micro Finance Bank or related fields.
  • Professional certification is an added advantage.
  • In-depth knowledge of credit analysis.
  • Great communication, interpersonal and organizational skills.
  • Very smart and articulate.
  • Experience in Credit Sales & Marketing is a major consideration.
  • Excellent organizational, analytical, and time-management skills.
  • Proficient in Microsoft Office.


Very Attractive.

Application Closing Date

21st December, 2020.

Method of Application

Interested and qualified candidates should send a copy of their updated resume to: using Job Title as the subject of the email.

Employment Nigeria