Renmoney

  • Nigeria


  • Permanent

  • Full-time

Lagos

Date Posted: 2021-08-17

Renmoney, a fintech company, is hiring a Credit Underwriter in Lagos.

We Are the Place for You, If

  • You’re excited about technology and the future, and you’re looking for a place to learn and grow.
  • You care a lot about detail and pride yourself in impeccable execution.
  • You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions.
  • You are ready to work extremely hard, at a fast pace, to achieve audacious goals.
  • You love to speak up, ask questions and are comfortable challenging anyone or any idea.

The Position

  • The Credit Risk Analyst is saddled with the responsibility of evaluating financial information and risks prior to granting loans to businesses or individuals.
  • You will assess information provided by potential borrowers, such as their financial liabilities, credit history, employment and income, to calculate the risks of extending credit to loan applicants.

Responsibilities

  • First payment default – Underwriter must ensure proper scrutiny of documents and a minimal likelihood of First payment default
  • Fraud detection – Ensure all applications approved should be fraud free
  • Minimizing approval error – Loans should be approved with less than 0.01% error. All loans approved should approve accurately and error free
  • Numbers of transactions processed – Amount of transactions processed should not fall short of requirement
  • Transaction processing turnover ensure all approved loans should not exceed the stipulated required time (maximum of 15minutes per file).

Requirements

Required:

  • University Degree or equivalent standard with a high numeric content: Statistics, Econometrics, Business Administration / Economics, Mathematics, Finance, etc.
  • 2+ years practical experience

Preferred:

  • Experience with hands-on customer relationship management
  • Practical knowledge in credit risk working for a banking or non-banking financial institution
  • Experience with Customer experience services.

This Job is Perfect for You if You

  • Enjoy adding structure and developing approaches to ambiguous problems
  • Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity
  • Have excellent verbal and written communication skills
  • Are excel and numbers-savvy and very detail oriented

You will Not Enjoy this Job if You:

  • Work best in structured, hierarchical settings
  • Require clear, pre-set deliverables and constant direction
  • Are used to working in/with a large team.

What’s in it For You

  • You’ll receive competitive compensation and work with amazing people.
  • You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

How to Apply

Interested and qualified candidates should apply

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